Pull the latest straight from the Google Sheet, ignoring all caches.

Upload a bank CSV, PDF or screenshot(s) (NatWest, Barclays, Trading 212, Access Bank). CSV/PDF parse in-app for free; screenshots read via AI. Everything is flagged against what's already logged, you review, then it imports and reconciles the balance.

Enter your real statement total. Spending reconciles to it — already-logged subs & Quick Logs are absorbed, never double-counted. Income overwrites.

Update each account's current balance. For debt, enter as a negative number.

Living base = everything except subscriptions. Total burn = base + live subs (from the Subs tab). Runway flows from the total.

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Updates current month income in Plain Bagel 2026 YTD. All formulas recalculate.

Your take-home salary. The budget below shows how it's allocated.

Updates row 3 (Monthly Budget) in Plain Bagel 2026 YTD.

Reflect £227.04 of Sony royalties (Nov 25, Jan 26, May 26) that were previously mis-categorized. Adds to each month's existing Income total.

Anything not editable here — jump to the live Google Sheet.

Expense Income

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